FOR IMMEDIATE RELEASE - July 21, 2000

OINKE TO SPONSOR "APARTMENT OUTLOOK 2000: THE NEW ERA IN APARTMENTS"

Tom Markel, Chairman and CEO, OINKE, to Appear on Technology Panel

IRVINE, Calif., - Oinke, America's premier commercial finance enterprise solution that matches commercial borrowers with lenders in live on-line auctions, announced today that it will be a conference sponsor of "Apartment Outlook 2000: The New Era in Apartments." Additionally, Thomas O. Markel, chairman and CEO of Oinke, has agreed to appear on the Technology Panel to be moderated by Mike Mueller, chairman and CEO, Mueller Investments. The conference, to be held October 2, 2000 at the Beverly Hilton Hotel in Beverly Hills, California, will be produced by the Real Estate Conference Group, a pre-eminent producer of real estate conferences.

"More and more buyers and builders of apartment buildings are finding their financing solutions on-line," said Markel. "Conferences such as Apartment Look 2000 permit borrowers and lenders to come together and learn how technology can make the borrowing process faster, more efficient, and, ultimately, less expensive."

Markel founded Oinke in September 1999 in Irvine, California and launched its Web site on Valentine's Day 2000. In addition to his duties as Oinke's chairman and CEO, Markel is also chairman and CEO of Virtrue Capital, Inc, a private investment fund that holds equity positions in small growth companies. Prior to that, Markel was president of Imperial Credit Advisors, Inc, where he founded the largest mortgage REIT on the American Stock Exchange.

Oinke provides the only live Internet financing solution enabling corporations to offer their customers commercial financing in a dynamic pricing marketplace. Oinke's standardized on-line application forms simplify the borrowing process for 63 different types of loans, reducing paperwork and speeding connection with a pool of more than 150 lenders, 24 hours a day, every day.

Founded in 1985 by Martin Stolzoff and Barbara Stolzoff, Real Estate Conference Group (www.realestateoutlook.com) has hosted more than 40 conferences attended by over 32,000 real estate and finance professionals.

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