FOR IMMEDIATE RELEASE - April 4, 2000

MORE THAN ONE HUNDRED FINANCIAL INSTITUTIONS SIGN ON TO DO BUSINESS WITH OINKE.COM WITHIN ITS FIRST TWO MONTHS OF OPERATION

Lenders Discover Pool of New Customers

IRVINE, Calif. -- Oinke.com is turning the tables on the way lenders attract potential borrowers, as well as the way businesses traditionally shop for loans. Within two months of operation, Oinke.com today announced that 109 domestic and international financial institutions ranging from Wall Street firms, national banks, community banks, private investors and insurance companies, have signed up to participate as lenders for the company's reverse auctions of business loans.

The collective energy of these banks will empower business owners seeking expansion or restructuring capital to quickly search and apply for loans, while determining the best rate and terms that meet their needs.

"We are erasing bottlenecks which borrowers and lenders typically encounter during the loan process," says Thomas Markel, CEO of Oinke.com.

"Oinke.com has allowed us to fast track our own e-business strategy. We have a new opportunity to increase our customer base, and following that, our bottom line," says John W. DeCero, vice president commercial banking group Western Financial Bank.

Companies that need capital for expansion plans or restructuring will find Oinke.com a perfect answer to meet their needs in three steps: (1) Enter the loan request and receive a password key to OinkeVault, a proprietary technology that ensures a private, secure transaction and safeguards confidential information (2) Enter the business' information into the OinkeVault and determine the terms of the auction (3) Click on "Hold Live Auction" to begin the bidding.

Institutions that are looking for potential borrowers can have access to new customers in three steps: (1) Define the type of loans they want to finance (2) Enter the lender's information into the OinkeVault and receive an Oinke Bidder Approval Number (3) Log-in to begin bidding.

Once the borrower has selected the winning bid, the business and the lender close the deal directly using Oinke's file management system to store and retrieve due diligence documentation. There is no charge for borrowers to hold an auction or for lenders to bid on an auction at Oinke.com.

Businesses that auction loans at Oinke.com receive a free Moody's risk-score report on the business, an Integra industry comparative report on the business vs. others in its space and an Integra valuation report on the business.

ABOUT OINKE.COM LENDERS
The just-announced lenders include: Accelerated Business Credit, Westlake Village, Calif.; Access Business Finance, Bellevue, Wash.; Aetna Capital, Fullerton, Calif.; Alford, Marsh & Associates, West Columbia, S.C.; Alison Company, Newport Beach, Calif.; Allianz Investment, Westport, Conn.; Allied Capital Corp, Washington, D.C.; Allstate Life insurance Company, Northbrook, Ill.; American Express Financial Corp., New York; American General Realty Advisors Inc.; Americo Life, Kansas City, Mo.; Ameritas Investment Advisors Inc., Lincoln, Neb.; Aries Capital Inc., Chicago; Arbor National Commercial Mortgage; Banc One Capital Funding, Chicago; Bank Of America Commercial Finance, Los Angeles; Bank of Hemet, Hemet, Calif.; Bayview Financial, Newport Beach, Calif.; Bear Stearns Commercial Mortgage; Blackburn & Brown Mortgage; Bloomfield Acceptance, Birmingham, Mich.; Bridge Capital, Newport Beach, Calif.; Business Capital Lending; California Center Bank, Los Angeles; Camel Financial, Tustin, Calif.; The Canada Life Assurance Company; Center Financial Leasing, San Juan Capistrano, Calif.; Charter Pacific Bank, Agoura Hills, Calif.; Chase Manhattan Construction, Newport Beach, Calif.; Cinemacar Leasing Corp., Westwood, N.J.; Citizens Business Bank, Brea, Calif.; CMG America; Coast Business Credit, Los Angeles; Coast Commercial Bank, Santa Cruz, Calif.; Coffer Commercial Finance, Cleveland; Columbus Life Assurance; Commercial Capital Corporation, Tuscon, Ariz.; Community Bank, Pasadena, Calif.; Construction Laborers Pension Fund of Southern California; Crestmark Bank, Troy, Mich.; Crossbridge Capital, Raleigh, N.C.; CS First Boston; Davis, Lamb, & Williams, Annapolis, Mass.; Dwyer-Curlett Inc., Newport Beach, Calif.; Equipment Finance Corporation/Nytech Corporation, Brea, Calif.; Equitable Life Insurance, Salt Lake City; Eustis Mortgage, New Orleans; Financial Solutions Inc. (Leasing), Orange, Calif.; FiNet Capital Alliance, Pittsburgh; Finova Financial, Los Angeles; First American Asset Management; First Source Capital, Sacramento, Calif.; Fortis Inc.; GE Financial Assurance; Goldenwest Equipment Leasing, Costa Mesa, Calif.; Grace Capital, Irvine, Calif.; The Guardian Life Insurance Company; Heller Financial, Chicago; Highland Federal Bank, Burbank, Calif.; Horizon Mortgage & Investment, Atlanta; Imperial Capital Bank, San Francisco; Ironwood Capital, Avon, Conn.; Jefferson-Pilot Life Insurance Company; J.P.Morgan Mortgage Capital, Denver; Kansas City Life Insurance Company; KBK Financial, Pasadena, Calif.; Kennedy Funding Inc., Hackensack, N.J.; Ken's Money Shoppe, Irvine, Calif.; Keystone Mortgage Corp., El Segundo, Calif.; Larson Financial, Bernardsville, N.J.; LaSalle Business Credit, Chicago; Lawrence Financial Group, Los Angeles; L.J. Melody & Company, San Francisco; Manulife Financial, Toronto; Martin Capital Group, Benton, Texas; Mason-McDuffie Financial Corp., Oakland, Calif.; Meecorp Capital Markets, Fort Lee, N.J.; Metropolitan Funding Corp., New York; Mid Valley Bank, Red Bluff, Calif.; Mission Pacific Capital, Capistrano Beach, Calif.; Morgan Stanley Capital Group New York; National Bank of California, Los Angeles; Nationwide Life Insurance Company; Network Capital, Burlingame, Calif.; Orix Real Estate Capital Inc., Dallas; Pacific Coast Financial, Westminster, Calif.; Pacific Crest Bank, Agoura Hills, Calif.; Pacific Southwest Realty, San Diego; Paine Webber Real Estate Securities; Pinnacle Financial Group, Buffalo, N.Y.; Pre-Banc Business Credit, Irvine, Calif.; PrinVest Corp., Lawrenceville, N.J.; PW Funding, Mineola, N.Y.; Rancho Bernardo Community Bank, San Diego; Santa Rosa Mortgage, Santa Rosa, Calif.; SDI Capital, Newport Beach, Calif.; Shetler Financial Services, Santa Ana, Calif.; Small Business Loan Source Inc., Houston; Sonoma National Bank, Sonoma, Calif.; South Coast Commercial Bank, Irvine, Calif.; SunAmerica Investments Inc.; Sunwest Bank, Tustin, Calif.; Teachers Insurance and Annuity Association; United Commercial Bank, San Francisco; US Bank, Seattle; USA Capital, Las Vegas; Washington Federal Savings, Seattle; Western Financial Bank, Irvine, Calif. and Western-Southern Life Insurance.

ABOUT OINKE.COM
Oinke.com provides the only free, live Internet trading exchange connecting business and commercial real estate borrowers with lenders in a secure auction environment. Its standardized online ASAP forms simplify the borrowing process for 63 different types of loans, dramatically reducing typical loan paperwork and speeding connection with a worldwide pool of more than 100 qualified lenders. Oinke specializes in equipment leases and business and commercial real estate loans ranging from $500,000 to $500 million. The Oinke auction market is accessible 24-hours a day, every day of the year. Oinke.com was founded in September 1999 and is headquartered in Irvine, Calif. Its Web site launched in February 2000. Strategic partners include Moody's Risk Management Services, Integra Information, Truste and VeriSign. For more information, visit the Web site at www.oinke.com.

Contact:
Tom Markel
Oinke.com
(949) 784-8700